When there are many things to take care off, but you have no cash, you are left in despair and desperation. You need money for medical bills, auto repairs, utility bills, tuition, rent, or even food, but you do not have any savings to rely on. The sad part is that you cannot obtain loans from traditional lenders because you have poor credit. We can help you sort out your problems. We will connect you to direct lenders who will fund your loan.
Our lenders will offer you hassle-free online installment loans that you can repay monthly. The good thing about getting a loan through our system is the fact that our lenders grant loans to people with bad credit. Although our lenders perform brief credit checks, you may still be approved for this loan even if you have bad credit. Once you complete the loan request form, our lenders will analyze your request.
When completing the form, our lenders will ask for your social security number, a valid ID card, an active bank account, an email address, your contact information, and proof of a regular source of income. You should also be at least 18 years old, and you should be a citizen of the United States. Our lenders will not ask for collateral. Lenders will send you their quotes. This quote will include the amount they are willing to offer you as well as the payment schedule.
When you are sure of the lender you want to proceed with, you can contact the lender to complete the process. You will receive the notification as soon as the loan request process is completed and your loan is approved. The lender may ask you to sign the loan forms to complete the entire process. The cash will be credited to your account as early as the next working day.
There are no restrictions on how you can spend your money. You can use it for anything as long as you can pay back when the period is due. Even though there are no restrictions, you should still spend the money prudently. This will make it easier for you to payback.
You will know the interest rate and loan amount before the loan process is finally completed. If you have not been informed, you should ask the lender. That information will help you to calculate the total amount payable at the end of the loan period. The lender is also obliged to inform you about the processing fees. You do not have to pay any third party fees because you are dealing with direct lenders only.
When it comes to the repayment of the loan, the lender will discuss it with you. Some lenders allow bi-monthly and monthly payments. If your lender accepts the two, you can choose the one that is most convenient for you. If you get paid monthly, it is better to select the monthly payments. However, if your employer pays you daily or twice every month, it is better to choose the bimonthly option.
It is vital to keep track of the due date so that you do not miss any repayment date. The lender will discuss the repayment method with you as well. Choose a method that will allow you to pay up your loan quickly. One of the most convenient methods is the automatic withdrawal system. With this method, you will set up a system that allows you the system to automatically transfer the money from your account to the lender’s account on the due date. This method is convenient because only need to leave enough money in the account before the due date. You will not default on the loan even if you forget the due date. There is also an option where you can pay directly into the lender’s account.