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Do I need to have a perfect credit score?

Even though small business owners with stellar credit scores and property that they can offer as a collateral will have better chances of qualifying for a merchant cash advance, that does not mean that if you do not have a property to use as a collateral and your credit score is bad, you will not be able to qualify for a merchant cash advance. That is because merchant cash advances are mainly dependent on your business credit card sales, not the state of your credit score.

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